Can I Pay With Klarna In Store?

How Does Klarna Work In-Store?

To pay with Klarna in-store:

Open the Klarna App and generate a single-use virtual card for Carvela.

Add the Klarna card to Apple Pay or Google Pay.

Use it as a tap-to-pay card at checkout.

Payment limits:

Minimum spend: £30

Maximum spend: Varies per customer (each new purchase is evaluated by Klarna to ensure safe spending practices).

How Does Klarna’s 'Pay in 3' Work?

Klarna’s Pay in 3 lets you split your purchase into 3 interest-free payments:

1st payment: At checkout

2nd payment: Automatically in 30 days

3rd payment: Automatically in 60 days

No interest, no fees (as long as payments are made on time)!

How Do Klarna Refunds Work?

If you need a refund, simply tap the Klarna virtual card in your wallet.
Once the store processes your return, Klarna will:
Update your payment schedule
Refund any completed payments if applicable

Important refund info:

It may take 5-7 days for the refund to appear in your account.
If your original Klarna virtual card is no longer available, the refund can be issued to another card.
You are still responsible for any remaining Klarna payments, and must use the refunded amount to settle any outstanding balance.

Am I Eligible for Klarna?

Available to UK residents aged 18+.
Klarna assesses each purchase with a soft search, which won’t affect your credit score.

Klarna’s Pay in 3 / Pay in 30 Days are unregulated credit agreements. Borrow responsibly—late or missed payments may affect your financial status and credit eligibility.

Managing Your Klarna Payments

🖥 Online & in the Klarna App – track purchases, make payments, and manage your account.
💬 Need help? Klarna offers 24/7 customer support.

🔗 Download the Klarna App: https://www.klarna.com/app
🔗 Log in to Klarna online: https://app.klarna.com/login
🔗 Klarna Customer Service (24/7): https://www.klarna.com/uk/customer-service/
📞 Chat with Klarna: +44 (0)808 189 333